IS YOUR HOME IN DANGER OF FORECLOSURE?

Photo of home with Foreclosure Home For Sale signage

If So, Are You About To Make ANY
of these 12 FATAL MISTAKES?

  1. You think that the lender has a heart… and is going to reduce the debt amount for you, and magically just let you off the hook.

  2. You are ready to give up, and hand your keys over to the lender… thinking that’s actually the best way out.

  3. You are going to move out, because foreclosure looks imminent, and therefore loose all of your debt negotiating power.

  4. You think that your lender is just bluffing, and that they are not really going to foreclose… and actually put you, your family, your young children, your pets, and all of your furniture, and belongings, right out on the street.

  5. You think that if you just ignore it… it will all go way.

  6. You no longer open your mail because you now find it so distasteful.

  7. You pay, hundreds, possibly thousands, to some slick talking, scam company who says they can fix the problem for you (the legitimate ones simply use the same legal techniques that I will teach you in my eBook).

  8. You think that the government is going to step in and save you.

  9. You have no idea what to do next, so you do nothing.

  10. You think that it is too late to save your home and work things out.

  11. You do not have a solid step-by-step plan already in motion.

  12. You are not already in contact with your lender, following the exact steps, laid out so clearly, step-by-step, for you in this eBook.

Dear Friend,

I have some important questions for you.

Think very carefully as you answer…

Do you feel devastated, helpless, because you suddenly can no longer make your mortgage payments?

Do you lie awake in bed, night after night, heartbroken feeling that this is the worst thing that ever happened to you in your life… and not knowing what to
       do about it?
Picture of Worried Man

Do you feel totally helpless?

Do you feel embarrassed and alone?

Do you worry that If the mortgage company
took your house, what would you tell your
       wife, your children, and your friends and
       loved ones?

Have you stopped answering the telephone, and dread going out to the mail box?

Are you scared when you see a stranger on your front step?

Do you feel the intense stress and the helpless feeling of being trapped with nowhere to go?

Do you feel the frustration of not knowing exactly what to do?

Is it starting to affect your work, your relationships, your marriage, your stress level, your health, and your life?

Are you panicked that if the Sheriff showed up on your doorstep with papers and ordered you to get out of the house right now, what would you do? WHERE
       WOULD YOU GO?

If you answered “YES”
to any of these questions.

THEN IT IS URGENT…
THAT YOU HAVE THIS
STEP-BY-STEP eBook

IF YOU DON’T DELAY!…
You Can Save Your Home
And Your Credit

Happy family

By Getting Immediate Access
To Proven Techniques That Will
Completely Eliminate Your
Foreclosure Problem.

READ THE ABOVE STATEMENT
ONCE AGAIN…
IT’S THAT IMPORTANT
TO YOUR FAMILY!

Stop not knowing - How to beat foreclosure and save your financial health ebook - by Melissa Carver

credit cards

One of the behaviors in foreclosure victims is their fear of making the wrong decisions… so they do nothing, which generally results in a most devastating result of their foreclosure problem.

Lenders report that over 80% of homes are foreclosed without borrowers even calling the lender to work out a plan.

Taking charge is critical to a successfully outcome of your foreclosure. You are better off to take action than to be evicted because you are in denial of this happening to you.

This is especially true if you are waiting on a friend, family member, or separated spouse to bail you out.

YOUR VERY FIRST ACT SHOULD BE TO IMMEDIATELY ORDER THIS EBOOK AND
START IMPLEMENTING IT QUICKLY!

Your story can have a happy ending!

  1. For 99% of home-owners, it is NOT too late to stop foreclosure

  2. In most cases, your bank DOES NOT want to take your house back

  3. You CAN get your house back yourself WITHOUT resorting to an expensive foreclosure prevention service or loan consolidation

PRESENTING

Stop Not Knowing - How to beat foreclosure and save your financial health ebook - by Melissa Carver

"You’re About To Learn 'Secrets'
That Most Home Owners Who Can't
Make Their Mortgage Payments
Will Never Know About"

“Discover Surprisingly Simple Tactics To Stop Foreclosure Dead In It’s Tracks Saving $1,000’s
& Preserving Your Credit Rating…

Table of Contents
Introduction 3
Educating Yourself on the Process of Foreclosure is Essential 4-5
Looking Ahead and Moving Forward 6-10
What is a Foreclosure? 11-12
A Step-by-Step Guide to the Foreclosure Process
13-14
How Going through Foreclosure Can Affect You 15
8 Common Myths Homeowners Think about Foreclosure 16-25
Take Action to Protect Your Home from Foreclosure 26-27
Contact a HUD-Approved Housing Counselor 28
Other Options to Choosing Foreclosure 29-34
The Truth about Refinancing 35-36
Can You Really Refinance Your Mortgage with a Mortgage Broker? 37-40
Questions You Should Inquire About While Working with Your Lender 41
Questions to Ask When Calling a Bankruptcy Attorney 42
Educate Yourself BEFORE Talking with Investors 43
Questions You Need to Ask an Investor that is Trying to Buy Your Home 44
Questions You Need To Ask a Realtor BEFORE Listing Your Home 45
Information on Credit Repair That You Must Know About 46-49
Questions to Ask Credit Repair Companies/Attorneys 50-51
Glossary of Foreclosure Terms 52-61
Sample Foreclosure Letters 62-64
Sample Public Records Listings 65-66
Links of Invaluable Resources about Foreclosure/Wrap Up 67-77

JUST A SMALL FRACTION OF WHAT’S INSIDE…
A Step-by-Step Guide to the Foreclosure Process 3
How Going through Foreclosure Can Affect You 4-5
8 Common Myths Homeowners Think about Foreclosure Page 6-10
Take Action to Protect Your Home from Foreclosure 11-12
Contact Your Lender about the Problem
13-14
Do Not Ignore Mail from Your Lender 15
Other Options to Choosing Foreclosure 16-25
Options to Use to Dispose of your Home 26-27
Educate Yourself BEFORE Talking with Investors 28
Information on Credit Repair that You Must Know About 29-34
The First Ten Steps You Must Take Today! 35-36

8 COMMON MYTHS HOMEOWNERS
THINK ABOUT FORECLOSURE:

Myth #1) Thinking it’s too late

Myth #2) Trusting your friends or family members to give you the advice you need and believing they know what’s best for you.

Myth #3) Believing that your Lender will want to work with you to get you out of your financial mess.

Myth #4) Putting your home on the market will get your home sold fast and solve your problem.

Myth #5) Thinking that a mortgage broker will be able to refinance your home and everything will work out just fine.

Myth #6) Filing for Chapter 13 bankruptcy and thinking that it will erase your bad debt and solve your problems completely.

Myth #7) Feeling that your credit is damaged way beyond repair, so nothing that you do will matter now.

Myth #8) THE BIGGEST MYTH OF ALL… Believing that if you just give up and let your home go into foreclosure then that would be the easiest, best solution.

 

THIS eBOOK WILL

It will save you thousands of dollars

It will inspirer you to be proactive

It will expose you to critical resources and information

It can show you how to keep your home

It will help you to get a fresh start

By knowing the knowledge within, you won’t be bullied into making quick uninformed decisions by professionals like investors, realtors, etc.

You will know what questions to ask and you will know how to listen for the answer.

You will learn what is best for you.

You will learn how to repair your credit

You will learn about all the foreclosure myths

You will be exposed to truths that professionals dare not reveal!

You will know the secrets behind a work out plan (forbearance)

The truth will be revealed about a deed in lieu of foreclosure

You will be getting the complete secret filled
guide that will save money, stress, time,
and in many cases your home.

After you start reading this eBook…
you are going to FINALLY find yourself saying…

 
 
Aah haa, so that's how it works. I can do that

Stop not knowing - How to beat foreclosure and save your financial health ebook - by Melissa Carver



ABOUT THE AUTHOR

If you are facing foreclosure you are not alone and unless you have been living underneath a rock in the last three years then you must agree. In all things there are casualties and then there are those of us that survive.

I’ve had the letter placed on my door before by the county sheriff.

Some time ago my business partner and I started a business that failed hard. We placed every penny we owned in that business and we also place a lot of pennies we did not own into the business. When it was all over the only return we received on our investment was a stack of debt. I left a secured job for that business. I informed everyone there that I was quitting so that I may start this new business that would make me a millionaire. I announced my new plans for success to the world. I mean I would tell anyone and anything about my new and rewarding business that would make me a millionaire. I would have probably told it to a bird if the bird would have just sat long enough to hear me out.

A year after starting our business it crashed and burned right before my feet. I stood there in tears in the mist of all the rubbish, as I saw everything that I had worked so hard for turn into a dusty mist of what could have been. At that moment I had to make a decision and I knew that decision would determine my future. From that moment on each time I lifted my head and looked ahead I saw a fire that compiled me to start again.

Whatever you see when you look ahead will determine what you will become when you begin to move forward. As you stand in the center of your own rubbish of things that could have been, as you stand in the mist of foreclosure what do you see when you look ahead? I had to make a decision will I be a casualty, or will I choose the uphill climb? I chose to look ahead to greatness despite my failures. I chose the uphill climb. Was it hard? Yes! Did it hurt? Yes! Was I afraid? Yes! Did I do it anyway? The answer is yes! There is a famous quote that says “Courage is the ability to feel the fear and to do it anyway.” I am not going to sugar coat this thing and tell you that I did not feel anything because I did. I felt anger, I felt pain, but I never once felt defeated.

I chose the uphill climb! It is so much easier to go down hill then it is to climb up. Have you ever walked down a hill before and it seemed as if your feet are moving a little faster then your body is comfortable with. Going down hill is almost effortless. You could almost sit down and do nothing and end up rapidly at the bottom of the hill.

Some people call it sledding. So if going down hill is so easy why did I choose thee uphill climb instead? I chose the uphill climb because I looked ahead and saw greatness.

I looked ahead and despite all of my failures I still believed in the top of the mountain and I had something to prove to that bird.

IT’S SO SIMPLE

AND

I TEACH YOU
ABSOLUTELY EVERYTHING
THAT YOU NEED TO KNOW

Every step of this information is down
to an absolute science for you.

If you can read a road map…
you can fully handle
your foreclosure problem…
it’s that simple.

It contains absolutely everything that you need.

The manual doesn’t miss a thing It has been laid out for you just like “The Yellow Brick Road” in the movie “The Wizard of Oz”.

Remember the “Yellow Brick Road”?

It was plain and totally obvious, no surprises,
nothing complicated… YET EVERY SINGLE STEP WAS THERE…
all Dorothy had to do was FOLLOW…
FOLLOW… FOLLOW…
the yellow brick road
and she’d get to her destination!

She didn’t need to make any difficult decisions:
just stay on the path provided for her!

Well, the foreclosure information that I am about to
teach you can be likened to the “yellow brick road”.

It isn’t difficult or obscure…
it’s BRIGHT YELLOW and lies…
RIGHT IN FRONT OF YOU all the time…

IT’S SO EASY FOR
YOU TO FOLLOW.

Stop foreclosure keep your home

HOW MUCH DOES THIS “MOTHER OF ALL STOP FORECLOSURE INFORMATION eBOOKS” COST?

Would you spend $195 to save your home from foreclosure?

Would you spend $500?, $1,000?,
or even $2,500?,
For that valuable information?


BUT WAIT I HAVE MORE FOR YOU

Bonus 1 A booklet in the back of the book where you can be proactive and create your action plan from what you have learned in the book.

Bonus 2 A bonus chapter on credit repair will help you get on the right track in record time even if you have a foreclosure on your credit report

Bonus 3 Over the entire history of this planet…

No storm has ever lasted forever…
no matter how dark the clouds…
how violent the storm…
or how long the storm lasted…

The storm eventually came to an end and cleared up into a beautiful, sunshine, bright day once again.

THIS MAGNIFICENT BONUS MP3

Is geared specifically to lift your spirits, motivate you, and guide you daily through the emotional “storm” of foreclosure.

Some people actually play this MP3 every day until the “foreclosure storm” has totally passed for them…

And the day is sunny and bright for them once again.

If you are in, or in danger of, foreclosure… what this MP3 does for your emotions… is worth 10 times the cost of the book alone.

That’s a Total Value Of

FORGET THAT PRICE

We desire to get this information into the hands of as many people who need it as possible

There's no satisfaction in creating a helpful solution if the people who really need it can't afford it.

So we're letting you have it at a steep discount

FOR A VERY LIMITED TIME

WE WILL ALLOW ONLY THE NEXT
500 250 142 99 29
PURCHASERS

TO PRACTICALLY
STEAL THIS ENTIRE
FORECLOSURE eBOOK

PLUS THE BONUSES WITH IT

FOR ONLY
$29.99

Yes, you read that right. It’s not a typo.

That’s less than one night out to dinner.

Act Now

BUT YOU MUST HURRY
YOU MUST TAKE OUT YOUR CREDIT CARD
AND
ORDER RIGHT NOW!!!!

Don't miss out
DON’T DELAY!

YOU MUST ACT RIGHT NOW

Don’t put it off until later. You know that you will
only get busy with something else, and forget

THE REST OF YOUR LIFE
IS JUST TOO IMPORTANT
TO RISK PUTTING IT OFF

Stop not knowing - How to beat foreclosure and save your financial health ebook - by Melissa Carver

You can be reading this book and begin working through the material 10 minutes from now no matter the time of day or night.

Regards

Melissa Carver

Melissa Carver


P.S. LET’S RECAP WHAT YOU’LL RECEIVE:

1. The full “Stop Not Knowing” foreclosure eBook (A $195 Value!)
2. The proactive “create your action plan” booklet at the end of the book
3. The bonus chapter on credit repair
4. Weather the “foreclosure storm” MP3

That's a total value of $195
Yours for only $29.99

But only If you are one of the next 29 people to act

To avoid disappointment order your eBook right away.

 

P.P.S. - Remember, THIS LOWEST EVER PRICE OF $29.99 is only a special promotional price. Literally at any time, and without any notice, after the next 29 purchasers… I am raising the price of this full program back to it's actual value amount of $195 So hurry now before the price goes up!

GET IN NOW before the price goes back to $195 soon right after the next 29th person to purchase!

If you return to this page tomorrow, its quite possible that because the 29th sale may have already occured… the price will have been raised by then. I hope that you're able to take advantage of this offer TODAY!

 

P.P.P.S. Just think about how much better your life could be if you didn't have to worry about foreclosure anymore! You could secure your future and live a life of total freedom! Okay now stop day dreaming and start doing what you will learn in this eBook right now before the special limited one time price of $29.99 expires!

 

P.P.P.P.S. - The price is ridiculously low. The free bonuses are worth more than the entire full purchase price alone. You are getting way--way more value which completely blows away the measly price.

 

P.P.P.P.P.S. - If someone told you right now to simply invest $29.99 and then I'd give you back $10,000 right now, would you do it? Of course you would. Well, that's pretty much what this is. It could be a major--major return for you for a long time to come. Take action, it's what makes the difference. You'll look back to this point and be glad you did.

 

P.P.P.P.P.P.S. THERE ARE 3 KINDS OF PEOPLE IN THE WORLD:

  • Those that MAKE THINGS HAPPEN...
  • Those that WATCH Things Happen...
  • and Those that SAY "What Happened?"

WHICH ONE HAVE YOU BEEN? NOW IT’S FINALLY TIME TO MAKE IT HAPPEN!!!

 

A special P.S. for the people who “day dream” about stopping the loss of their home...
BUT NEVER SEEM TO TAKE ANY ACTION

You have no valid reason not to use this. Won't it be nice to live your life without all of these problems?

"I don't have $29.99, "I can't afford it" (You waste this much money every week! Borrow it if you have to and let's get going...)

"I'm too busy" (Too busy doing what? Hoping that the foreclosure will go away by itself?)

"It won't work for me" (That little voice inside your head is the very thing you must defeat to become successful. It's what's holding you back. Give yourself the benefit of the doubt. You might just surprise yourself.)

Rock-Solid, Yes!

Simple? Yes!

Easy? Yes!

Great Value? Yes!

Affordable? Yes!

You've never been handed an opportunity like this on a silver platter before. You don't even have to think about it. What are you waiting for?

Stop not knowing - How to beat foreclosure and save your financial health ebook - by Melissa Carver

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